CRM_A's powerful migration based approach allow the Bank to calculate PDs and LGDs even when losses are minimal. Purchase of the CECL software also allows the client to access the CRM_A PD/LGD indices to further supplement the Bank's data.
Allowance Leader provides simple solutions for all of these concerns. The system is self-documenting and flexible, allowing the Bank to perform what-if scenarios and even basic stress testing analysis within a consistent, manageable framework.
CRM_A believes that our success only happens when you succeed. We want to be more than just a vendor that sells you a calculator. We provide unparalleled customer support that includes substantial area knowledge that's made available to our clients at all times. We want to be the first and last name you think of when you have a question about your loan portfolio. With CRM_A as a partner, you'll never feel alone as we believe our success will only happen alongside your own. We'll be with you every step of the way.
In Q2 2020, CRM_A plans on releasing a powerful new tool for clients looking to incorporate advanced econometrics into their loss modeling approach. CRM_A's enhanced AI allows for the development of a robust economic model that utilizes the vast Bank and Economic data at your fingertips. Unlike other machine learning Ais on the market today, our approach is both reproducible and avoids the common danger of producing overfitted results. Contact us today if you'd like to be one of our Beta banks for this exciting new product!
CRM_A has provided our management team with loan and allowance tools for nearly a decade. Their expertise though periods of rapid growth have helped protect the Bank's asset quality, as well as given added confidence with regulators and investors. Their staff is always available to answer questions, no matter how technical or challenging. CRM_A's ALLL Leader online portal is comprehensive and easy to navigate. Having the Credit Risk Migration Analysis solution has allowed for an easier transition to the CECL standard. We are appreciative of our partnership over the years and would highly recommend their services.
$1B Commercial Bank