Credit Culture Development & Consulting

CRMa combines unmatched banker experience, regulatory certitude, and history of comparative best practices to help define and create the most effective credit culture for your organization.

We work with you to develop the understanding and cross-functional awareness you need to stay ahead of ever-evolving credit management dynamics. With our guidance, you develop (in-house) the expertise, practices, policies, controls and procedures to achieve top-rate compliance and consistency while balancing goals for asset quality, profitability and growth.

Our deep-immersion, consultative approach combines credit-culture expertise with a rigorous understanding of your unique operating practices, resources, personalities, risk appetites, limits and goals. It's not about endless monitoring or mounting supervision. It's about helping you create a better managed, more integrated and highly effective shared-risk system.